PPA or asset finance. Which is right for you?
Both routes get solar on your roof with no large upfront payment. The difference is in project risk, contract term and how you pay.
Power Purchase Agreement (PPA)
We own and maintain the system and take on all project and performance risk. You pay for the electricity it generates at a rate lower than the grid. Terms of 15-25 years. PPAs suit energy-intensive or multi-site businesses who will benefit from solar investments of £200K+ and want to avoid any debt on their balance sheet.
Asset Finance
You spread the cost over an agreed term of 3- 7 years with fixed monthly payments. You are responsible for procuring and maintaining the asset. Asset finance is suited to businesses who require reasonably small solar systems or want to own and control the asset.
Why businesses choose asset finance for solar
Manage your cash flow
Predictable payments
Short term contracts
Ownership of the asset typically transfers to you at the end of the 3-7 year term.
Full control
You choose the installer and the eqipment and take on all risks and rewards of ownership.
Asset finance options available
Hire Purchase
Fixed monthly repayments over 3–7 years, with a nominal fee to purchase the system outright at the end of the term. VAT is payable at the outset, and the client typically qualifies for capital allowances including the Annual Investment Allowance.
You select the installer and equipment; the funder pays on completion or via milestone payments.
Finance Lease
Fixed monthly repayments over 3–7 years, with the option to extend or transfer ownership at the end of the term. No VAT is payable upfront; lease rentals are treated as an operating expense rather than a capital purchase.
You select the installer and equipment; the funder pays on completion or via milestone payments.
One fixed monthly payment.
Your complete solar solution.
Asset finance can cover your entire solar project — not just the panels. Equipment, installation, commissioning, and associated services can all be incorporated into a single manageable monthly payment. A simple solution for PV systems.
Our asset finance partner
We have partnered with Siemens Financial Services – an experienced provider of asset finance with a strong track record of supporting businesses across a wide range of industries. Finance is available for incorporated entities (Limited Companies and PLCs) and is subject to credit approval and satisfactory due diligence.
Ready to explore your options?
Get in touch and we will help you understand whether asset finance or PPA is the right route for your business – at no cost and no commitment.